Introduction
Most NDIS participants know the basics of their plan, funding for personal care, therapies, or assistive technology. But what about the lesser-known supports that can truly change your everyday life?
The truth is, many people leave money on the table simply because they don’t realise how flexible NDIS funding can be. This often leads to underspending, plan reviews with reduced budgets, and missed opportunities for growth.
Here are 5 overlooked ways you can use NDIS funding, with real examples to show you how to tap into them.
1. Transport for Independence
Many participants assume transport funding only covers taxis or disability vehicles. In reality, NDIS funding can support travel training, teaching you how to safely use buses, trains, or trams in Adelaide.
Example: A participant who relied on their carer for every outing learned how to navigate local bus routes with support. Within months, they gained confidence and independence, saving both time and money.
By using transport supports this way, you’re not just paying for a ride — you’re investing in freedom.
2. Building Social Connections
NDIS isn’t just about healthcare. It’s also about helping participants engage with the community. Many people don’t realise their funding can be used for a support worker to attend social or recreational activities with them.
Example: One participant used funding to attend a weekly art class with support. Over time, the class became a social lifeline, boosting mental health and reducing isolation.
This overlooked use of NDIS funding helps you stay connected, make friends, and build confidence outside the home.
3. Skill-Building for Daily Life
Core funding often covers help with daily living, like cooking or cleaning. But did you know it can also support learning those skills yourself?
Example: Instead of having meals prepared for them, a participant used their NDIS funding to learn safe cooking techniques. They now cook independently and enjoy healthier meals.
This small shift turned “support” into self-reliance, which is exactly what the NDIS is designed for.
4. Mental Health and Psychosocial Recovery
NDIS participants with psychosocial disabilities can access recovery coaching — but many don’t. A psychosocial recovery coach helps with goal-setting, confidence building, and navigating supports.
Example: A young participant with anxiety struggled to attend appointments. Their recovery coach helped them plan routines and break goals into steps. Within months, they were managing appointments with minimal stress.
This is one of the most underused supports in NDIS funding, despite its huge impact on mental wellbeing.
5. Support for Work and Education
Your NDIS plan isn’t just about personal care, it can also help with employment and learning goals. Funding can be used for:
- Resume writing support.
- Job interview training.
- Learning aids for study.
- Mentors to guide you into the workforce.
Example: A participant studying IT used NDIS funding for specialised software training. The skills they gained helped them land part-time work, increasing independence and income.
By tapping into this option, you can align your funding with your future career.
Conclusion
Your NDIS plan is more than a safety net, it’s a launchpad. By exploring these overlooked uses of NDIS funding, you can improve independence, boost wellbeing, and avoid underspending that might cut your future budget.
The key is asking the right questions during your planning meeting and working closely with a support coordinator or recovery coach who knows how to unlock every opportunity in your plan.
At Skye’s the Limit Support Services, we help participants in Adelaide understand and make the most of their NDIS funding. Whether it’s daily living, community connections, or recovery coaching, our team ensures your plan works for you.
Need help maximising your NDIS plan? Contact us today to discover how we can support your journey.
